Payment & Finance Options
Payment Options
Our payment options in-store and online.
| Cash & EFTPOS | Online | In-store |
| Cash | ✖ | ✔ |
| EFTPOS | ✖ | ✔ |
| Gift Cards | Online | In-store |
| 99 Bikes Gift Card | ✔ | ✔ |
| Layby | Online | In-store |
| 99 Bikes Layby | ✖ | ✔ |
| Finance | Online | In-store |
| Q-Card | ✔ | ✔ |
| Credit Cards | Online | In-store |
| Visa | ✔ | ✔ |
| Master Card | ✔ | ✔ |
| Online Payment | Online | In-store |
| Paypal | ✔ | ✖ |
| Afterpay | ✔ | ✔ |
Finance Options
All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.
At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.
500 Days No Payments & No Interest on purchases over $1000 in-store & online
*No payments and no interest for 500 days (“Payment Holiday”) is available on Long Term Finance (LTF) for in store and online purchases only until 30/04/2024. Min spend $1000. Lending criteria, $50 annual account fee, fees, Ts&Cs apply.
Or choose from:
6 & 12 Months Interest Free Available* on purchases over $199 in-store & online
*Minimum spend applies. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period.
Don’t have a card? Apply for a Q Mastercard today. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.*
Available in-store and online
If finance doesn't suit you, we also offer in store layby which is a great option for purchasing a new bike.
3 month terms.
20% deposit.
No interest and no start-up fees apply.
You can take your items once they're fully paid for.
Available in-store only
Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.
Pay for your purchase over four simple instalments.
Pay nothing extra when you pay on time.
No new card applications, instant approval online.
Requires minimum order value of $50.
Available in-store & online